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The Texas State Affordable Housing Corporation (TSAHC) offers two types of assistance that help individuals and families become homeowners:

Fixed Rate Loans with Down Payment Assistance (DPA)

  • Several rate, loan and DPA options available
  • DPA can be up to 5% of the total loan amount

Mortgage Credit Certificates

  • A special tax credit that reduces your federal income taxes every year
  • For first-time buyers (those who have not owned a home in the last 3 years)
  • Can be used with TSAHC’s DPA



Get started by visiting to see if you may qualify